We provide package policies for small- to medium-sized Auto Service Risks (non-dealer garage operations).  Qualifying operations should have one to ten part-time or full-time employees, owners included.

Eligible risks for our Auto Service Program include:

• Garage repair shops
• Brake shops
• Transmission Repair
• Lube and Oil
• Auto Body Shops
• Glass Repair
• Engine Repair
• Detailers and Similar Operations.

Risks must be less than 3,000 square feet and $500,000 maximum gross sales.  Larger risks must be submitted for approval.

 

General Liability Underwriting Guidelines

• Up to $1MM/$2MM available
• Total Pollution Exclusion Required if Underground Tanks

Prohibited – risks with operations related to:

• Airbags
• Aircraft
• Alternative Fuel Conversions
• ATV Service & Repair
• Auto Repossessions
• Boats
• Buses
• Contractor’s Equipment
• Do-It-Yourself Garages
• Emergency Vehicle Conversions
• EPA Conversions
• Equipment Service
• Farm Equipment
• Jet Ski Repair
• Leased/Rental Vehicles or Equipment
• LPG/Propane
• Manufacturing/Assembly
• Mobile Equipment
• Mobile Home
• Motorcycle
• Motor home/RV
• Pawn Shops
• Racing Concerns
• Repossession Vehicles
• Salvage or Junk Yards
• Salvage Titled Vehicles
• Suspension Kit Installation
• Tire Recapping
• Travel Trailers
• Watercraft service, installation or repair

Property Underwriting Guidelines

• Up to $1MM Limit Available ($250,000 PC 9-10)