Auto Service Programs

autoServiceImage We provide package policies for small- to medium-sized Auto Service Risks (non-dealer garage operations).  Qualifying operations should have one to ten part-time or full-time employees, owners included.

Eligible risks for our Auto Service Program include:

  • Garage repair shops
  • Brake shops
  • Transmission Repair
  • Lube and Oil
  • Auto Body Shops
  • Glass Repair
  • Engine Repair
  • Detailers and Similar Operations.

Risks must be less than 3,000 square feet and $500,000 maximum gross sales.  Larger risks must be submitted for approval.

 

General Liability Underwriting Guidelines

  • Up to $1MM/$2MM available
  • Total Pollution Exclusion Required if Underground Tanks

Prohibited – risks with operations related to:

  • Airbags
  • Aircraft
  • Alternative Fuel Conversions
  • ATV Service & Repair
  • Auto Repossessions
  • Boats
  • Buses
  • Contractor’s Equipment
  • Do-It-Yourself Garages
  • Emergency Vehicle Conversions
  • EPA Conversions
  • Equipment Service
  • Farm Equipment
  • Jet Ski Repair
  • Leased/Rental Vehicles or Equipment
  • LPG/Propane
  • Manufacturing/Assembly
  • Mobile Equipment
  • Mobile Home
  • Motorcycle
  • Motor home/RV
  • Pawn Shops
  • Racing Concerns
  • Repossession Vehicles
  • Salvage or Junk Yards
  • Salvage Titled Vehicles
  • Suspension Kit Installation
  • Tire Recapping
  • Travel Trailers
  • Watercraft service, installation or repair

Property Underwriting Guidelines

  • Up to $1MM Limit Available ($250,000 PC 9-10)