Welcome to the Focus Holdings Team Member Benefits Page

 Our vision is to be an innovative and diversified insurance services firm dedicated to being the best of all we come in contact with; our Customers, our Partners, and our People.  We live by the 3 L’s: 

• Learn something new everyday
• Laugh everyday
• Love what you do and who you do it with

In an effort to deliver on our vision to our people, Focus Holdings offers our team a variety of comprehensive health & Benefit Packages that include:

 Health Insurance: 

* Employer pays 80% of the employee’s premium for Medical and Dental coverage

• Medical (CIGNA Healthcare)
• Dental (CIGNA Healthcare)
• Vision (Vision Service Plan)

Life & Disability Insurance:  

•  Basic Life Insurance Policy: 2x annual salary up to $300,000 - Paid 100% by Employer
• Basic AD&D Insurance Policy: 2x annual salary up to $300,000 - Paid 100% by Employer
• Basic LTD Insurance Policy: 60 % of earnings up to monthly maximum of $10,000 – Paid 100% by Employer
• Short Term Disability Plan (Prudential)
• Supplemental Life Insurance (Prudential)
• Dependent Life Insurance (Prudential)
• Voluntary AD&D Insurance Plan, Employee & Family (Prudential)
• AFLAC

 Financial Security:

•  Profit Sharing
• 401(k) Retirement Plan (John Hancock): employer matches 60% of the first 4% of your salary
• Flexible Spending Accounts – Medical Premiums/Unreimbursed Medical/Dependent Care
• Health Savings Account (with participation in the HDHP) 
• Direct Deposit
• MacNeill Group Employee Credit Union (est. 1959)

  Paid Time Off:

•  Vacation Time: determined by length of service; 10 (1^st Anniversary), 15 (6^thAnniversary) or 20 (11^th Anniversary) days each year
• Personal /Sick Days: 6 days each year (accrued at 1.85 hours per pay period)
• Floating Holidays: 2 days each year (see pro-rated schedule below)
  • Initial year of hire: if hired Jan 1^st – Jun 30^th –  2 days to use by Dec 31^st , then 2 days each Jan 1^st
  • Initial year of hire: if hired July 1^st – Sept 30^th – 1 day to be used by Dec 31^st, then 2 days each Jan 1^st
  • Initial year of hire: if hired Oct 1^st – Dec 31^st – 0 days , then 2 days each Jan 1^st
• Company observed holidays:  7 days each year
• Jury Duty
• Bereavement Days

 Additional Team Member Perks:

• Educational Assistance Program: EmRequired CE’s for professional licenses and/or designations
• Health Advocate
• Notary Services
• Working for an organization that truly lives by its values!
• Working for an organization where you don’t live for Friday and dread Monday!