Garage

We offer coverage for a range of classes under our Garage Liability, Garage Keepers Legal Liability and Dealers Open Lot policies.

Garage Liability covers premises and Product/Completed Operations liability exposure related to work performed on autos, motorcycles, trucks, garage exposures and motorized vehicles.

Garage Keepers Legal Liability (GKLL) covers the physical damage to a customer’s automobile while it is in the care and custody of the insured.

Dealers Open Lot covers loss due to physical damage to a dealer’s inventory of vehicles held for sale.

Our Target Classes include, but are not limited to:

• Antique Auto Sales and Repair
• Auto Dismantling/Salvage Yards
• Auto Body and Repair Shops
• Auto Glass
• Car Washes
• Full Service Gas Stations/Mini-marts
• Golf Cart Service and Repair
• Mobile Auto Detailers
• Mobile Auto Repair
• Motorcycle Sales/Repair
• Motor Home Sales/Repair
• Oil and Lube Shops
• Roadside Assistance
• Scooter Sales/Repair
• Semi-truck and Trailer Sales/Repair
• Used Auto Dealers
• Valet Parking

Coverage Limits

• Excess/Umbrella Limits available, depending on class
• Up to $1MM CSL
• Split Limits available
• Additional coverages:
  – Uninsured Motorists
  – Personal Injury Protection
  – Medical Payments