Coverage is available for apartment buildings, rooming or boarding houses and apartment hotels with five units or more. Risks that are in excess of six stories must be submitted for approval.

Any risk with a mold loss that cannot obtain proof that 100 percent remediation has occurred is prohibited.

General Liability Underwriting and Rating Considerations

• Limits up to $1MM/$2MM
• Umbrella/Excess coverage available
• Rates based on number of units for ISO Classes 60010 & 60011

Exposures, such as pools, streets, playgrounds and clubhouses must be rated separately.  Submit other exposures.

• Package Credit available
• Tenant Discrimination Product available separately
• Assault and battery coverage availalbe
• Subcontractors Work rated per $1,000 of contract cost (submit)

Property Underwriting & Rating

• Up to $2MM Limit (submit higher limits)
• If Risk is Older Than 25 Years, Submit Updates