Our Bars and Taverns program is designed for small- to medium-sized establishments with alcohol sales that are 50 percent or more of total gross sales.  Sports bars, neighborhood taverns and wine bars are a few of the types of businesses that qualify for this coverage.  We can also tailor our coverage to meet the unique needs of certain Bars and Taverns and alcohol sales.

Coverage Available

• Building
• Contents
• Accounts Receivable
• Business Income
• Computer Equipment
• Equipment Breakdown
• Food Spoilage
• Outdoor Signs
• Actual cash value or Replacement cost for property
• Valuable Papers
• General Liability limits up to $2MM/$3MM
• Medical Payments limit up to $5,000
• Liquor Liability up to $1MM/$
• Assault & Battery

Not Eligible for this Program

• BYOB Establishments
• Dance clubs with no plated food served
• Liquor manufactures or distributors
• Nightclubs other and onstage entertainment

Other Coverage Available

• Property Enhanced Coverag
• Umbrella/Excess limits up to $5MM
• Crime: money and securities inside/outside premises
• Employee Benefits Liability
• Hired and Non-owned auto