Our Club Program offers coverage for eligible organizations, including civic, luncheon, service, and social clubs.  This program does not include collegiate clubs, country/golf/tennis clubs, gentlemen’s clubs, hunting clubs, motorcycle/auto/ATV clubs, riding clubs, and swimming clubs.

General Liability Underwriting

• Limits up to $1MM/$2MM
• Umbrella/Excess available
• Assault and/or Battery coverage included at $25,000/$50,000 at no additional charge
• Pools must meet mandatory guidelines
  • Fenced with self-latching gate
  • Pool rules posted and life-safety equipment available at poolside
  • Diving board/platform must be 1 meter or less in height
  • Pool slide must be 10 feet or less in height

Clubs that are Separately Rated and Classified

• Bingo or casino games to which the public is admitted for an admission charge – refer to Special Events Program
• Hall rental – refer to Caterers and Halls Program
• Land in excess of 5 acres – refer to Landowners Program
• Liquor Liability – refer to Liquor Liability Program
• Special events to which the public is charged admission – refer to Special Events Program

Classes that may be Considered

• Beach Clubs
• Camps
• Car Clubs
• Boats (other than owned canoes or rowboats)
• Polo Clubs