Our coverage is designed for small- to medium-sized neighborhood grocery stores, convenience stores with or without gasoline sales, and other stores selling food items and household supplies.

Liability Underwriting & Rating

• Up to $1MM/$2MM Limit (Umbrella/Excess available)
• Rate per $1,000 gross sales
• Gas station exposures rated separately per 1,000 gallons
• Cooking exposures may be covered
• Total Pollution Exclusion
• Liquor Liability available

Property Underwriting & Rating

• Rate per $100 value up to $5MM In-house
• Cooking exposures may be covered
• Scheduled gas pumps and canopies
• Property eligible if less than 20 years old (submit older)
• If eligible, 20 percent Theft Sublimit available ($50,000 Max)