Excavators and Grading

Our Excavators and Grading Program is intended for contractors skilled in excavating the land on a work site and grading it before a construction project begins.

General Liability Underwriting and Rating

  • Limits up to $1MM/$2MM
  • Umbrella/Excess available
  • Underground utilities must be staked prior to any digging or grading
  • Swimming Pool Contractors may be covered in our Swimming Pool Excavation Program
  • Submit for consideration
    • Blasting operations performed by the insured or subcontractors
    • Soil stabilization with lime or cement

Prohibited

  • Installation or removal of underground storage tanks
  • Tunneling
  • Earthen dam construction
  • River channeling or rechanneling
  • Mining
  • Non-Owned and Hired Auto coverage
  • Landfill Excavation/Grading
  • Public street or road construction
  • Equipment rental without an operator
  • Site preparation work for condominiums or townhouses