Our Hotels and Motels coverage protects businesses that provide lodging, meals, banquets and other services to guests.  Coverage is available for both franchised and independently operated businesses.  Risks with swimming pools that don’t have diving boards are also eligible.

What is Insured
We have access to multiple admitted and non-admitted “A” rated or better markets with coverage available for Hotels, Motor Inns, Resorts, Tourist Cabins and Motels insuring:

• General Liability
• Property
• Umbrella/Excess
• Accounts Receivable
• Building
• Computer Equipment
• Differences in Conditions
• Discrimination Coverage
• EPLI
• Equipment Breakdown
• Loss of Rents
• Outside Signs
• Service Equipment
• Valuable Papers

What is Available

• General liability limits up to $5MM/$5MM
• Umbrella/Excess limits up to $25MM
• Low premiums
• No deductible options – General Liability
• Replacement Cost or Actual Cash Value
• Crime: money and securities inside/outside premises
• Hired and Non-Owned Auto
• Liquor Liability
• Legal Liability for guests’ property