Our Pawn Shop Program is specifically designed for operations involved in lending money on articles or collecting personal property to hold as a security.  This program is uniquely designed to address the different valuations of stock as it relates to Pawn Shop operations.  Most types of pawnbrokers are eligible, and items in pawn and items taken into owned stock are both covered.

Liability coverage is not available for gun sales.  If the stock consists of less than 60 percent jewelry, we can provide coverage for broad form named perils, including a burglary and theft supplement.

What is Available

• Limits up to $1MM on stock of goods and pawned items
• Money/cash coverage available up to $25,000
• Optional coverages include General Liability, building and business income