Our Recycler Program covers Material Recovery Facilities (MRFs) where waste such as aluminum, glass, paper, plastics and rags are separated from refuse, sorted, processed, and recycled. On and off-site collection points may be included in the program. Processing areas should be fenced and separated from public access areas.

General Liability Underwriting and Rating Considerations

• Up to $1MM/$2MM Limit (higher limits available)
• Prohibited under this program:
  • Battery Recycling
  • Hazardous material exposures
  • Hospital/medical materials
  • Iron or steel merchants
  • Junk yards and junk dealers
  • Landfills or dumps
  • Oil collection
  • Salvage operations
  • Scrap iron dealers
  • Smelting/foundry operations
  • Tire storage or shredding operations
  • Underground storage/fuel tanks
• Total Pollution Exclusion applies

Property Underwriting and Rating Considerations

• Posted smoking controls onsite are required
• Equipment and contents in the open must be within a fenced and lighted area when offering Special Cause of Loss form
• Up to $2MM Limit available