The Special Events Program covers annual and seasonal events.  Covered events include, but are not limited to

• Arts and crafts shows
• Bazaars
• Christmas tree lots
• Concerts
• Exhibitions
• Fairs
• Festivals
• Fireworks stands
• Haunted houses
• Meetings
• Pumpkin patches
• Renaissance festivals
• Seminars

General Liability Underwriting and Rating

• Up to $1MM/$2MM
• Umbrella available
• Premium is 100 percent fully earned
• Host Liquor available if drinks are not sold at the event by insured or others.
• Copy of advertisements required

Submit

• Attendance in excess of 10,000 per day or 25,000 total
• Events with fireworks or pyrotechnics
• Events not listed
• Policies with one-year term
• Request for Liquor Liability coverage
• Event planners

Prohibited

• Entertainers/performers as additional insureds
• Hired & non-owned auto
• Liquor manufacturers/distributors
• Tobacco manufacturers/distributors as additional insureds

• Hole-In-One Program