Sports Camps and Clinics Program

Our Sports Camps and Clinics Liability Program is intended for non-contact amateur sports programs, camps, clinics and leagues.  Sporting activities may include, but are not limited to, Archery, Baseball, Basketball, Bowling, Cheerleading, Flag Football, Golf, Soccer, Softball, Tennis and Volleyball.

Coverage Considerations

  • Overnight stays at Sports Camps are considered
  • Teaching and refining skills are covered at Sports Clinics, but overnight stays are not
  • With Tournaments, games with teams not in the same league can only be written when providing league coverage

General Liability

  • Limits up to $1MM/$2MM (higher limits available)
  • Umbrella/Excess limits available
  • Limited Participant coverage is mandatory and included at $25,000/$50,000 with no additional charge.  Participant liability will be excluded under any Excess/Umbrella policy.
  • Sexual/Physical Abuse coverage is mandatory and included at $25,000/$50,000 with no additional charge.  Increased limits are not available.  Sexual/Physical Abuse will be excluded under any Excess/Liability policy.
  • For camps, please provide a brochure and/or advertising material used to describe the type of operations and services provided.
  • Camps and Clinics with the following exposures may be considered:
    • Boats in excess of 26 feet or motors over 75 HP
    • Camps or leagues for the developmentally disabled
    • Use of horses
    • Owned playing fields
    • Accounts with any previous or pending allegations of Sexual/Physical Abuse
    • Surf schools

Prohibited Activities

  • Boxing
  • Boot camps
  • Diving
  • Football – full contact
  • Gymnastics – refer to Exercise and Health Program
  • Hang Gliding
  • Hockey
  • Lacrosse
  • Minor and/or Major League professional sports teams
  • Polo
  • Rappelling
  • Rugby
  • Scuba Diving
  • Skateboarding
  • Skydiving
  • Water skiing
  • Squash
  • Swimming pool, wading pool, hot tub or spa not in compliance with the federal Virginia Graeme Baker Pool and Spa Safety Act
  • Tough love camps
  • Wilderness/survival camps
  • Wrestling
  • Youth summer camps not specializing in sports programs