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Top 10 Reasons Why We Are Your Market for Private Flood

October 27, 2017  |  Posted by Julia Polaniecki  |  2881 Views


1) The ease and speed of quoting 

Simply fill out an address and the online quote tool will use geo-coding to fill in the rest, giving you a quote in just seconds!

2) No Flood Zone required

That’s right – simply entering the address will automatically register a Flood Zone for you, ensuring you speedy results.

3) No Elevation Certificate required

Elevation Certificates can be an unnecessary cost to insureds and are not required to get a quote using our Private Flood quoting tool.

4) More flexibility for policyholders

Because Private Flood carriers have more freedom to write unique policies, there is more room to adjust policy limits, unlike the NFIP who has a one-size-fits-all product.

5) No waiting period

Insureds can bind a policy effective on the same day, which is different from the NFIP, who has a 30-day waiting period.

6) Higher coverage limits

Coverage limits can be as high as $1,000,000, where the NFIP caps their coverage at $250,000 for damage to a home.

7) Easy cancellation

Insureds may cancel their policy at any time and for any reason.

8) Additional coverage options

The option to add Loss of Use coverage is available under Private Flood.

9) No surcharge or reserve fund

Insureds will never face extra fees, unlike the NFIP who tacks on a required Reserve Fund and HFIAA surcharge.

10) A trusted team of underwriters and support

When working with MacNeill Group, you’ll know that you are in trusted hands. Our Flood Team, led by underwriter Albert Garcia, prides themselves on fast and efficient service.

Log in to MOUS to begin a quote!

If you have any questions about MacNeill’s NEW Private Flood Program, please call (954) 331- 4800, or contact our Marketing Department at

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