commercial property + casualty

Day Care


Contact Vincent Calabrese to discuss a risk and ask questions at ext 4967 or

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Comprehensive Insurance for Commercial and Residential Child Care Facilities and Nursery Schools

We have multiple markets available to handle most risks:

  • most day care risks are $33 per child
  • most schools are $11 per child
  • minimum premiums start at $500

Coverage Features

  • Professional Liability for no additional charge
  • Child Molestation and Abuse limits up to the GL limit with no Liability Deductible (Commercial) includes Directors and Assistant Directors
  • Abuse definition includes corporal punishment
  • Medical Payments for enrolled students included
  • Defense Cost Reimbursement for false molestation or Abuse allegations
  • Hired and Non-Owned Auto Coverage
  • Coverage for facilities with special needs children
  • Coverage for facilities with pets and field trips
  • Coverage for extended stay, overnight and/or “drop in”
  • Theft and Replacement Cost available
  • Equipment Breakdown coverage including spoilage of perishable items
  • Value Plus Endorsement available

MacNeill Group offers many comprehensive coverages.

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