commercial transportation


We offer coverage for a range of classes under our Garage Liability, Garage Keepers Legal Liability and Dealers Open Lot policies.

Garage Liability covers premises and Product/Completed Operations liability exposure related to work performed on autos, motorcycles, trucks, garage exposures and motorized vehicles.

Garage Keepers Legal Liability (GKLL) covers the physical damage to a customer’s automobile while it is in the care and custody of the insured.

Dealers Open Lot covers loss due to physical damage to a dealer’s inventory of vehicles held for sale.

Our Target Classes include, but are not limited to:

  • Antique Auto Sales and Repair
  • Auto Dismantling/Salvage Yards
  • Auto Body and Repair Shops
  • Auto Glass
  • Car Washes
  • Full Service Gas Stations/Mini-marts
  • Golf Cart Service and Repair
  • Mobile Auto Detailers
  • Mobile Auto Repair
  • Motorcycle Sales/Repair
  • Motor Home Sales/Repair
  • Oil and Lube Shops
  • Roadside Assistance
  • Scooter Sales/Repair
  • Semi-truck and Trailer Sales/Repair
  • Used Auto Dealers
  • Valet Parking

Coverage Limits

  • Excess/Umbrella Limits available, depending on class
  • Up to $1MM CSL
  • Split Limits available
  • Additional coverages:
    – Uninsured Motorists
    – Personal Injury Protection
    – Medical Payments

MacNeill Group offers many comprehensive coverages.

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