We offer coverage for a range of classes under our Garage Liability, Garage Keepers Legal Liability and Dealers Open Lot policies.
Garage Liability covers premises and Product/Completed Operations liability exposure related to work performed on autos, motorcycles, trucks, garage exposures and motorized vehicles.
Garage Keepers Legal Liability (GKLL) covers the physical damage to a customer’s automobile while it is in the care and custody of the insured.
Dealers Open Lot covers loss due to physical damage to a dealer’s inventory of vehicles held for sale.
Our Target Classes include, but are not limited to:
- Antique Auto Sales and Repair
- Auto Dismantling/Salvage Yards
- Auto Body and Repair Shops
- Auto Glass
- Car Washes
- Full Service Gas Stations/Mini-marts
- Golf Cart Service and Repair
- Mobile Auto Detailers
- Mobile Auto Repair
- Motorcycle Sales/Repair
- Motor Home Sales/Repair
- Oil and Lube Shops
- Roadside Assistance
- Scooter Sales/Repair
- Semi-truck and Trailer Sales/Repair
- Used Auto Dealers
- Valet Parking
- Excess/Umbrella Limits available, depending on class
- Up to $1MM CSL
- Split Limits available
- Additional coverages:
– Uninsured Motorists
– Personal Injury Protection
– Medical Payments