Our Dwelling Program allows insureds to pick and choose their coverage options and tailor them to their specific needs. Coverage is applicable to occupied one- to four-family residential Dwellings.
Available Coverage includes, but is not limited to
- Dwelling – Basic Form DP1
- Dwelling – Special Form DP3
- Personal Liability – Owner occupied
- Premises Liability – Non-owner occupied. Vacant, Seasonal or Builders Risk
- Home Day Care – Owner occupied
- Seasonal Dwellings – V&MM available on a submit basis
- Dwellings under construction or undergoing renovations
- Dwellings in the name of an Estate, Trust or Corporation
- TIV up to $1MM (or higher with additional underwriting review)
- Vacant Dwelling Program can include Premises Liability and contents up to 10 percent of Coverage A
- Multiple locations can be scheduled to a single policy