Personal Umbrella

Our Personal Umbrella policy offers coverage that will protect your clients should their primary insurance reach its limits.  We offer protection from “A” rated carriers and up to $10MM on selected risks.

  • High Profiles, such as sports cars
  • Homeowners or Auto Liability insurance with another company
  • Young drivers in the household
  • Motorcycles, jet skis, ATVs and golf carts
  • Farm exposure
  • Recreational Vehicles
  • Non-owned Watercraft
  • Drivers over the age of 85
  • Poor Driving Records
  • DUIs
  • Excess Umbrella
  • Identity Theft
  • Excess CPL
  • CPL
  • Named insured can be an Individual, Trust, Estate or LLC

We also offer Personal Umbrella coverage for Local and National Celebrities that could be recognized by name or face.

Coverage Available

  • Personal Injury coverage
  • First Dollar coverage for Non-owned Watercraft and Recreational Vehicles
  • True Worldwide coverage
  • No Self-insured Retention
  • Limits up to $10MM
  • $25,000 of Excess Uninsured/Underinsured Motorists coverage included in the Basic Premium.  Additional excess UM/UIM limits are available

MacNeill Group offers many comprehensive coverages.

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