Our Vacant Dwelling Program covers unoccupied or vacant homes. This policy is designed for one- to four-family residential dwellings, and coverage is available for 3, 6 or 12 month terms.
Coverage is Available for
- Fire
- Vandalism and malicious mischief
- Burglary
- Contents only coverage if the named insured is the occupant
- V&MM as additional coverage (DP-1)
- Premises Liability – Non-owner occupied. Vacant, Seasonal or Builders Risk
- Seasonal Dwellings – V&MM available on a submit basis
- Dwellings under construction or undergoing renovations
- Dwellings in the name of an Estate, Trust or Corporation
- TIV up to $1MM (or higher with additional underwriting review)
- Premises Liability and contents up to 10 percent of Coverage A
- Multiple locations can be scheduled to a single policy
- Vacant condo units