Vacant Dwellings

Our Vacant Dwelling Program covers unoccupied or vacant homes.  This policy is designed for one- to four-family residential dwellings, and coverage is available for 3, 6 or 12 month terms.

Coverage is Available for

  • Fire
  • Vandalism and malicious mischief
  • Burglary
  • Contents only coverage if the named insured is the occupant
  • V&MM as additional coverage (DP-1)
  • Premises Liability – Non-owner occupied.  Vacant, Seasonal or Builders Risk
  • Seasonal Dwellings – V&MM available on a submit basis
  • Dwellings under construction or undergoing renovations
  • Dwellings in the name of an Estate, Trust or Corporation
  • TIV up to $1MM (or higher with additional underwriting review)
  • Premises Liability and contents up to 10 percent of Coverage A
  • Multiple locations can be scheduled to a single policy
  • Vacant condo units

MacNeill Group offers many comprehensive coverages.

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